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Guaranteed Loan – Definition – Loan Basics
Guaranteed Loan – Definition – Loan Basics
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Guaranteed Loan – Definition – Loan Basics
What is a Guaranteed Loan? A guaranteed loan is a loan that a third party guarantees – or assumes the debt obligation for – in the event that the borrower defaults. Sometimes, a guaranteed loan is guaranteed by a government agency, which will purchase the debt from the lending financial institution and take on responsibility for the loan. How ...Read More
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August 11, 2020
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Total Debt Service Ratio – TDS Definition – Loan Basics
Total Debt Service Ratio – TDS Definition – Loan Basics
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Total Debt Service Ratio – TDS Definition – Loan Basics
What Is the Total Debt Service Ratio (TDS)? The total debt service ratio (TDS) is a debt service measurement that financial lenders use as a ...Read More
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February 11, 2020
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Variable Interest Rate Definition – Loan Basics
Variable Interest Rate Definition – Loan Basics
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Variable Interest Rate Definition – Loan Basics
What Is a Variable Interest Rate? A variable interest rate (sometimes called an “adjustable” or a “floating” rate) is an interest rate on a loan ...Read More
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February 11, 2020
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Senior Bank Loan Definition – Loan Basics
Senior Bank Loan Definition – Loan Basics
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Senior Bank Loan Definition – Loan Basics
What Is a Senior Bank Loan? A senior bank loan is a debt financing obligation issued to a company or an individual by a bank or similar financial institution that holds legal claim to the borrower's assets above all other debt obligations. Because it is considered senior to all other claims against the borrower, in ...Read More
by admin
February 11, 2020
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Loan Commitment Definition – Loan Basics
Loan Commitment Definition – Loan Basics
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Loan Commitment Definition – Loan Basics
What Is a Loan Commitment? A loan commitment is an agreement by a commercial bank or other financial institution to lend a business or individual ...Read More
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February 11, 2020
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Term Loan Definition – Loan Basics
Term Loan Definition – Loan Basics
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Term Loan Definition – Loan Basics
What Is a Term Loan? A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and ...Read More
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February 11, 2020
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Fixed-Rate Payment Definition – Loan Basics
Fixed-Rate Payment Definition – Loan Basics
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Fixed-Rate Payment Definition – Loan Basics
What Is a Fixed-Rate Payment? A fixed-rate payment is an installment loan with an interest rate that cannot vary during the life of the loan. The payment amount also will remain the same, though the proportion that goes to interest and principal may vary. A fixed-rate payment is sometimes referred to as a vanilla wafer ...Read More
by admin
February 11, 2020
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Periodic Interest Rate Definition – Loan Basics
Periodic Interest Rate Definition – Loan Basics
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Periodic Interest Rate Definition – Loan Basics
What Is a Periodic Interest Rate? A periodic interest rate is a rate than can be charged on a loan, or realized on an investment ...Read More
by admin
February 11, 2020
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409
Credit Facility Definition – Loan Basics
Credit Facility Definition – Loan Basics
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Credit Facility Definition – Loan Basics
What Is a Credit Facility? A credit facility is a type of loan made in a business or corporate finance context. It allows the borrowing ...Read More
by admin
February 11, 2020
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Default Rate Definition – Loan Basics
Default Rate Definition – Loan Basics
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Default Rate Definition – Loan Basics
What Is the Default Rate? The default rate is the percentage of all outstanding loans that a lender has written off after a prolonged period of missed payments. A loan is typically declared in default if payment is 270 days late. Defaulted loans are typically written off from an issuer’s financial statements and transferred to ...Read More
by admin
February 11, 2020
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438
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